pepeprepa wrote:The bank hols $3 billion in loans that are seriously delinquent or in such trouble that it does not expect payments to be made when they are due.

Why can't we say, when they will be due?

Loans --> plural so use are .

Can you explain the link with the impossibility to use the future?

I think this sentences is confusing because of the use of multiple sub clauses.
Consider this ..


The bank holds $3 billion in loans ... when they are due .



The first part of the sentence is in the present tense so should be the second part.

If u look at a simpler eg :

The boys catch water when it rains -------> correct
The boys catch water When it wil rain -----> mismatch

I've got the original problem:
20. The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not
expect payments when due.
(A) they do not expect payments when
(B) it does not expect payments when it is
(C) it does not expect payments to be made when they are
(D) payments are not to be expected to be paid when
(E) payments are not expected to be paid when they will be

oa is c

May be we can discuss in detail.

fx678 wrote:I've got the original problem:
20. The bank holds $3 billion in loans that are seriously delinquent or in such trouble that they do not
expect payments when due.
(A) they do not expect payments when
(B) it does not expect payments when it is
(C) it does not expect payments to be made when they are
(D) payments are not to be expected to be paid when
(E) payments are not expected to be paid when they will be

oa is c

May be we can discuss in detail.

(A) they do not expect payments when <- They cannot refer to bank
(B) it does not expect payments when it is <- can't refer to payments
(C) it does not expect payments to be made when they are <- Correct
(D) payments are not to be expected to be paid when<- Passive as compared to C
(E) payments are not expected to be paid when they will be <- Passive as compared to C

Can someone tell why E is wrong.

I understand that E is passive ,, but can it be a sufficient reason for discarding the AC ?

winner's attitude wrote:Can someone tell why E is wrong.

I understand that E is passive ,, but can it be a sufficient reason for discarding the AC ?

Apart from what responders have already mentioned, a big issue with E is that it does not mention who expects delay in payments. As one of the best practices of good writing, GMAT very consistently prefers sentences that explicitly specify the doer of the action (this, by the way, is a predominant reason why passive is not preferred by GMAT writers).

In that sense, E is actually changing the meaning of the original sentence, since the original sentence clearly intends to portray that banks expect delay in payment.

But "they" in option C could refer back to either loans or payments.

In that case D could be the right answer. Passive is not always wrong.

@raj: logically it should refer to payments.
Meaning 'Payments are due'.. we usually don't use 'Loans are due'.

C clearly explains and completes what the sentence.

because sentence has maintained presetn tense from the beginning and we have to follow that.

pepeprepa wrote:The bank hols $3 billion in loans that are seriously delinquent or in such trouble that it does not expect payments to be made when they are due.

Why can't we say, when they will be due?

I have a doubt regarding these question:
If we break down question into clauses then
clause 1 The bank holds $3 billion in loans
clause 2: that are seriously delinquent or in such trouble <== In clause 2 'that' refers to loans hence followed by plural verb "are"
clause 3: that it does not expect payments to be made when they are due <== In clause 3 "that" refers to "trouble" so it should be provided by singular verb,but in option "C" we are introducing pronoun "It" after "that"
then the verb form "does not" will be for pronoun "It" rather than "trouble"

If my understanding for relative pronoun "that" is correct then option "C" would be wrong..

nasheen wrote: clause 3: that it does not expect payments to be made when they are due <== In clause 3 "that" refers to "trouble" so it should be provided by singular verb,but in option "C" we are introducing pronoun "It" after "that"
then the verb form "does not" will be for pronoun "It" rather than "trouble"

If my understanding for relative pronoun "that" is correct then option "C" would be wrong..

that is not used as a relative pronoun here. It it just used as a pure-play conjunction, along following lines:

He said that he would score well.

Hi EducationAisle

thanks got it