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Subprime lending market.

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by joyseychow » Tue Mar 16, 2010 12:53 am
The loan company announced it would soon lend money to borrowers with proven records of their not paying back their loans on time, collectively known as the subprime lending market.

A - of their not paying back their loans on time,
B - of not paying back their loans on time, a group
C - of not paying back their loans on time, with such a group
D - that they do not pay back their loans on time,
E - that they do not pay back their loans on time, such a group

Plz. explain. Thks!

OA is B
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by rockeyb » Tue Mar 16, 2010 4:47 am
I doubt that OA is correct as a group and collectively will be redundant.

My pick is D .

Please correct me if I am wrong.
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by prinit » Tue Mar 16, 2010 5:25 am
joyseychow wrote:The loan company announced it would soon lend money to borrowers with proven records of their not paying back their loans on time, collectively known as the subprime lending market.

A - of their not paying back their loans on time, - unnecessary their - Incorrect
B - of not paying back their loans on time, a group - Correct.
C - of not paying back their loans on time, with such a group collectively known as- Incorrect- awkward
D - that they do not pay back their loans on time, - Incorrect- that is not required here, also unnecessary they
E - that they do not pay back their loans on time, such a group - Incorrect - same as D. but such a group sounds fine.

Plz. explain. Thks!

OA is B
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by reply2spg » Tue Mar 16, 2010 5:19 pm
I agree with rockey.....group and collectively is redundant. My pick is also D...What is the source of this question?
rockeyb wrote:I doubt that OA is correct as a group and collectively will be redundant.

My pick is D .

Please correct me if I am wrong.
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by Phirozz » Tue Mar 16, 2010 9:49 pm
joyseychow wrote:The loan company announced it would soon lend money to borrowers with proven records of their not paying back their loans on time, collectively known as the subprime lending market.

A - of their not paying back their loans on time,
B - of not paying back their loans on time, a group
C - of not paying back their loans on time, with such a group
D - that they do not pay back their loans on time,
E - that they do not pay back their loans on time, such a group

Plz. explain. Thks!

OA is B
OA B. A and C are awkward construction
D and E changes the meaning. Subprime lending is a market condition where borrowers are having record of not paying loan on time in past. But we cannot say that they do not pay on time, if this is the case then no bank will give loan at all. Banks providing loan assuming that they will get refund on time even if borrowers have past record of not paying on time.
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