Live GMAT classes with Target Test Prep start Nov 1 and Nov 21. First class free.

See classes
Target Test Prep · GMAT

Choose how you want to prepare

Learn live with an expert or move at your own pace. Every option includes the complete TTP study system.

Newsweek Readers’ Choice Awards 2026 winner: Target Test Prep, #1 Test Prep

Target Test Prep was voted #1 Best Test Prep in the 2026 Newsweek Readers’ Choice™ Awards.

★★★★★5.0563 reviews
GMATLiveTeachStarts Nov 1
Josh Braslow, Target Test Prep GMAT expert
LIVE ONLINE CLASSES

Get Ready for GMAT Test Day Faster with Live Online Classes

with Josh Braslow, 20+ years in test prep

Nov 1 · Josh Braslow
Sun · 1:00 to 4:00 PM ET
Nov 22 · Josh Braslow
Sun · 9:30 AM to 12:30 PM ET
Included
40 hours of live online classes + 6 months of TTP OnDemand
  • Attend the first class for free
  • Every class is recorded, so you never fall behind
View classes & enroll
Limited seats availableTarget Test Prep
EALiveTeachOnDemand5 seats leftStart anytime
EXECUTIVE ASSESSMENT

Target Test Prep EA OnDemand

Self-paced EA prep. Study on your schedule.

Logan Thompson
EXECUTIVE ASSESSMENT

Sep 6 to Dec 6, 2026

with Logan Thompson

165+ EA score guarantee
$05-day trial no automatic billing
Schedule
Sun · 9:30 AM to 12:30 PM ET
Included
40 hours of live online classes plus six months of access to the complete TTP EA OnDemand course.
  • 165+ EA Score Guarantee
  • 4,100+ Quant, Verbal, and Integrated Reasoning practice questions
  • 400+ hours of in-depth video lessons
  • 3,000+ step-by-step video solutions
View EA class & enroll Start free 5-day trial
Limited cohort · enrollment openTrial includes full course accessTarget Test Prep
GMATOnDemandStart anytime
SELF-PACED MASTERCLASS

Target Test Prep GMAT OnDemand

Complete access from day one. Study on your schedule.

715+ score guarantee
$0to start then $127/mo
  • Personalized study plan and analytics
  • Thousands of lessons and practice questions

Compare the format, schedule, and included access before enrolling. Prices and seat counts shown reflect the supplied offer details.

One immediate legacy of America’s recent mortgage crisis

Expert replies
by vinni.k » Mon Dec 26, 2016 11:48 am
One immediate legacy of America’s recent mortgage crisis is the realization that credit may never again be so easily available.

(A) is the realization that credit may never again be so easily available
(B) are the realizations that credit may never again be so easily available
(C) is realizing that credit may never again be so easily available
(D) is to realize that credit may never again be so easily available
(E) is realizing that credit will never again be so easily available

OA is A

What is wrong with C and D ? Why A is correct ?
B can be eliminated because of "are" (plural), and E can be eliminated because of "will" as it shows certainty

Thanks
Join the discussion
Source: — Sentence Correction |

by GMATGuruNY » Mon Dec 26, 2016 3:52 pm
vinni.k wrote:One immediate legacy of America’s recent mortgage crisis is the realization that credit may never again be so easily available.

(A) is the realization that credit may never again be so easily available
(B) are the realizations that credit may never again be so easily available
(C) is realizing that credit may never again be so easily available
(D) is to realize that credit may never again be so easily available
(E) is realizing that credit will never again be so easily available

OA is A

What is wrong with C and D ? Why A is correct ?
B can be eliminated because of "are" (plural), and E can be eliminated because of "will" as it shows certainty

Thanks
In B, are (plural) does not agree with legacy (singular).
Eliminate B.

C and E: One immediate legacy...is realizing
Here, is realizing could be construed as the present progressive tense form of to realize, as in the following sentence:
John IS REALIZING all of his dreams.
The resulting meaning -- that one immediate legacy IS REALIZING something -- is nonsensical.
Eliminate C and E.

Generally, the infinitive form of a verb -- to + VERB -- serves to express an action that is not ACTUALLY happening but is only INTENDED to happen.
In D, the usage of to realize implies that the act of realizing is not actually happening.
Not the intended meaning.
The intended meaning is that -- as a result of the mortgage crisis -- people are ALREADY realizing that credit may never again be so easily available.
Eliminate D.

The correct answer is A.
Private tutor exclusively for the GMAT and GRE, with over 20 years of experience.
Followed here and elsewhere by over 1900 test-takers.
I have worked with students based in the US, Australia, Taiwan, China, Tajikistan, Kuwait, Saudi Arabia -- a long list of countries.
My students have been admitted to HBS, CBS, Tuck, Yale, Stern, Fuqua -- a long list of top programs.

As a tutor, I don't simply teach you how I would approach problems.
I unlock the best way for YOU to solve problems.

For more information, please email me (Mitch Hunt) at [email protected].
Student Review #1
Student Review #2
Student Review #3
Join the discussion

by Sirakri » Thu Dec 29, 2016 4:45 am
vinni.k wrote:One immediate legacy of America’s recent mortgage crisis is the realization that credit may never again be so easily available.

(A) is the realization that credit may never again be so easily available
(B) are the realizations that credit may never again be so easily available
(C) is realizing that credit may never again be so easily available
(D) is to realize that credit may never again be so easily available
(E) is realizing that credit will never again be so easily available

OA is A

What is wrong with C and D ? Why A is correct ?
B can be eliminated because of "are" (plural), and E can be eliminated because of "will" as it shows certainty

Thanks
B can be eliminated on the grounds of subject verb number agreement.
'recent' mortgage crisis means that crisis already happened and the effect must be already felt.
C, D & E can be eliminated on these grounds.

A is right.
Join the discussion

by fiza gupta » Thu Dec 29, 2016 6:05 am
Hi Vinni.k,

may i know the source of the question?
Fiza Gupta
Join the discussion

by vinni.k » Sun Jan 01, 2017 10:19 am
fiza gupta wrote:Hi Vinni.k,

may i know the source of the question?
Veritas Sentence Correction
Join the discussion