In these difficult economic times, those who have---Veriats

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Mo2men: Legendary Member; Posts: 712; Joined: Fri Sep 25, 2015 4:39 amFollowed by: 5 members; Thanked: 14 times

by Mo2men » Tue Mar 13, 2018 6:36 am

In these difficult economic times, those who have public pensions - veterans, mail workers, firemen, and others - are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.

1) are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.
2) are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.
3) are pursued strongly by pension advance companies and operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.
4) are pursued strongly by pension advance companies, operating without much oversight from banking regulators but now drawing scrutiny from several other government organizations.
5) are pursued strongly by pension advance companies who operate without much oversight from banking regulators; however, they are now drawing scrutiny from several other government organizations.

OA: B
Source: Veritas

[spoiler]Does the construction is correct? The construction connects dependent clause by 'which' and independent clause by 'are...'?[/spoiler]

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Source: Beat The GMAT — Sentence Correction | Tue Mar 13, 2018 6:36 am

GMATGuruNY: GMAT Instructor; Posts: 15539; Joined: Tue May 25, 2010 12:04 pmFollowed by: 1906 members; Location: New York, NY; Thanked: 13060 times; GMAT Score:790

by GMATGuruNY » Wed Mar 14, 2018 3:37 am

Mo2men wrote:In these difficult economic times, those who have public pensions - veterans, mail workers, firemen, and others - are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.

1) are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.
2) are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.
3) are pursued strongly by pension advance companies and operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.
4) are pursued strongly by pension advance companies, operating without much oversight from banking regulators but now drawing scrutiny from several other government organizations.
5) are pursued strongly by pension advance companies who operate without much oversight from banking regulators; however, they are now drawing scrutiny from several other government organizations.

In A, the referent for they is unclear.
Eliminate A.

C: those who have public pensions...operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations
D: those who have public pensions...operating without much oversight from banking regulators but now drawing scrutiny from several other government organizations
These options convey that those who HAVE pensions operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.
Not the intended meaning.
The intended meaning is that PENSION ADVANCE MANAGERS operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.
Eliminate C and D.

In E, who incorrectly serves to refer to companies.
who must serve to refer to a PERSON OR PEOPLE.
Eliminate E.

The correct answer is B.

Does the construction is correct? The construction connects dependent clause by 'which' and independent clause by 'are...'?

The portion in red mischaracterizes the construction in the OA.
OA: which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations
Here, the portion in green does not include its own subject and thus is not an independent clause.
The two colored portions are both predicates for the subject which.
This construction is valid.

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Sunny_91: Newbie | Next Rank: 10 Posts; Posts: 3; Joined: Mon Oct 30, 2017 8:36 pm

by Sunny_91 » Tue Sep 18, 2018 8:34 am

GMATGuruNY wrote:
Mo2men wrote:In these difficult economic times, those who have public pensions - veterans, mail workers, firemen, and others - are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.

1) are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny from several other government organizations.
2) are being pursued strongly by pension advance companies, which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.
3) are pursued strongly by pension advance companies and operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.
4) are pursued strongly by pension advance companies, operating without much oversight from banking regulators but now drawing scrutiny from several other government organizations.
5) are pursued strongly by pension advance companies who operate without much oversight from banking regulators; however, they are now drawing scrutiny from several other government organizations.
In A, the referent for they is unclear.
Eliminate A.

C: those who have public pensions...operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations
D: those who have public pensions...operating without much oversight from banking regulators but now drawing scrutiny from several other government organizations
These options convey that those who HAVE pensions operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.
Not the intended meaning.
The intended meaning is that PENSION ADVANCE MANAGERS operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations.
Eliminate C and D.

In E, who incorrectly serves to refer to companies.
who must serve to refer to a PERSON OR PEOPLE.
Eliminate E.

The correct answer is B.

Does the construction is correct? The construction connects dependent clause by 'which' and independent clause by 'are...'?
The portion in red mischaracterizes the construction in the OA.
OA: which operate without much oversight from banking regulators but are now drawing scrutiny from several other government organizations
Here, the portion in green does not include its own subject and thus is not an independent clause.
The two colored portions are both predicates for the subject which.
This construction is valid.

Hi GmatGuru,
I am a great admirer of your work. I have an issue with option A as I dont find pronoun ambiguity.
In option A, there are 2 clause.
In these difficult economic times, those who have public pensions - veterans, mail workers, firemen, and others - are being pursued strongly by pension advance companies that operate without much oversight from banking regulators........
subject 1- those who have public pensions. Clause1- those who have public pensions - veterans, mail workers, firemen, and others - are being pursued strongly by pension advance companies.
subject2- pension advance companies clause 2- pension advance companies that operate without much oversight from banking regulators. Here that modifies pension advance companies. So, the sentence becomes pension advance companies operate without much oversight from banking regulators. Operate is the verb.
Now, they must modify the subject of the preceding clause. So, the subject of the preceding clause is pension advance companies. How can we have a pronoun ambiguity then?

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GMATGuruNY: GMAT Instructor; Posts: 15539; Joined: Tue May 25, 2010 12:04 pmFollowed by: 1906 members; Location: New York, NY; Thanked: 13060 times; GMAT Score:790

by GMATGuruNY » Fri Sep 21, 2018 5:33 am

Sunny_91 wrote:Now, they must modify the subject of the preceding clause. So, the subject of the preceding clause is pension advance companies. How can we have a pronoun ambiguity then?

The default referent for a subject pronoun is the subject of the preceding INDEPENDENT CLAUSE.
A: Those who have public pensions are being pursued strongly by pension advance companies that operate without much oversight from banking regulators, but they are now drawing scrutiny.
Here, the default referent for they (subject pronoun) is those (the subject of the preceding independent clause in blue).
But in terms of meaning, they is intended to refer to pension advance companies, conveying that PENSION ADVANCE COMPANIES are now drawing scrutiny.
The result is ambiguity.

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