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How to Find a Co-signer for Your Loan?

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by 4meonly » Wed Jan 28, 2009 2:06 am
Gyus, do you have any suggestions how to find an education loan?
s far as I know, International Student Prigramm Loan now needs a co-signer.
How do you solve this obstacle?
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Re: How to Find a Co-signer for Your Loan?

by aim-wsc » Wed Jan 28, 2009 6:55 am
4meonly wrote:Gyus, do you have any suggestions how to find an education loan?
s far as I know, International Student Prigramm Loan now needs a co-signer.
How do you solve this obstacle?
It's really tough to get easy loan in this situation. Especially to internationals who dont have credit history in US.
(For international candidates, earlier CITI bank used to provide loans to study at top US b-schools yeah that too without a co-signer)

I think you have to rely more on your country banks. (SBI offers big sum of education loan)
Or specific groups funds...
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by aim-wsc » Wed Jan 28, 2009 7:00 am
oops I assumed you to be Indian :P
but you're Russian it seems... so just ignore SBI bank part... sorry I have no idea what's situation there in Russia :?
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by 4meonly » Wed Jan 28, 2009 11:56 pm
Yes, tought situation.
In Russia we have some loans, but they are very small (50% of tution) and borrower should pay interest from the 1st month of the credit. Stupid conditions for full-time students...
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by Tomn » Mon Feb 02, 2009 8:56 am
How to find a co-signer? Traditionally, it is a parent or relative or someone you are close with who has a solid financial background.
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by 4meonly » Mon Feb 02, 2009 9:31 am
I do not have those :cry:
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by aim-wsc » Tue Feb 03, 2009 6:21 am
we (internationals) can easily get co-signer in our own country. But for studies in US it's pretty difficult to get a co-signer. & that's the problem Tomm. :?

B-school websites can only guide in such situation. Apparently I see no one except Chicago GSB & HBS assured educational loan for internationals.

Maybe you need to look out for part-time job opportunities at campus during MBA program.
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by VP_MBA_Guru » Tue Feb 03, 2009 9:42 pm
4ME - I would strongly encourage you to contact your school's financial aide office. They might have solutions on how to get funding in light of all the recent changes in student loan policy.. particularly for international students.

Regards,

N
Nikhil P. | Admissions Consultant | Veritas Prep
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