Hi Stacy,

Here's a summary of my profile,

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[b]Education[/b]: Bachelor's degree in Engg from the University of Bombay, India
[b]Work Ex[/b]: Will be 6 Yrs when I start school in Sep 08
2 Yrs in India + 4 Yrs in the US
[b]Experience Category[/b]: Indian IT professional (How big a drawback is this?)
(Decent Career Progression) with a few awards at work
[b]GMAT[/b]: 720 (96 %ile) (49/90%ile Q, 39/88%ile V), AWA 6.0
[b]Acads[/b]: First Class in Engg, 88% in 12th, Merit ranker in 10th (All in all average I think)
[b]Extra Currics[/b]: Very Active during Engg., not as much at work
[b]Social Service[/b]: Mainly in the form of monetary donations.
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I want to pursue an MBA in Finance or Consulting and plan to apply to schools in the top 20.
2 Dream Schools (Top 6-7) + 4 Schools in the 10-20 range + 2 Backups

Can you comment on the following ?
1) My chances given the distribution of schools I plan applying to.
2) Whether I can get a TOEFL waiver, given my experience and profile
3) What my approach should be while selecting the schools
4) Is my selection of school mix commensurate with my profile? Suggestions required.

Please be blatant where required.
Appreciate your help with this.

Thanks,
KK