A low GPA will make it more challenging for you to get accepted into a top program, but MBA admissions reflect a holistic approach. Your GMAT score, essays, professional experience, and letters of recommendation will also be taken into account. However, you should look at the class profiles for admitted students to better gauge how your stats compare. For example, Kenan-Flagler's mid-80% GPA range is around 2.80 - 3.80, and your 670 GMAT is below the mean. Just be sure to tell a good story and explain any mitigating circumstances (did you work full-time when you earned that sub-3.0?).

Your age may also raise some flags. With 12 years of work-experience, many schools may questions why you aren't pursuing an executive MBA.

Thanks for the insight!
Yes - I did work fulltime (60hrs/18credits at times)- Crazy! and I do regret it!

I dont think my employer will pay for $$$ schools I want to go ( I believe) and I don't want to go back to school while working atleast this time around....LOL

Also, I am looking to change ship after MBA so i don't want ask my employer to pay for it. I think I can manage on my own!! ( I may sound crazy here!)

Any suggestion on possible approach?

depending on what that X is you'll have to make sure that you explain WHY it was that low but not as an excuse, more of a this is what i learned about myself type of deal... Also note that a 2.9 is different from a 2.1.