Since order doesn't matter you will use combinations. The simplest way to allow for a single color is to think of a single color designation as a color plus no color. Then you can consider "no color" as an additional color.

You can then analyze the number of possibilities with 5 colors by using the combination formula for 6 (5 colors plus no color)

6!/(2!*4!) = 15. Enough - the answer is 5 colors.

Looked at another way, combinations of two colors starting with 5 will give you 5!/(2! * 3!) = 10. That's ten combinations of two colors. You can also use any one of the five colors by itself - giving you again 15 possibilities.

answer is 5 , i didnt get it - calculated 15 , how does it get reduced to 5

5 colors will give you 15 alternatives. That is the smallest number you need to have at least 12 combinations available.