singular or plural

[jumsumtak]

"Declining values of farms and land, which farmers use as a collateral....."

Here 'values'is the subject. Can someone please explain whether it is singular or plural ?

[prateek_guy2004]

Hi "Declining values of farms and land, which farmers use as a collateral....."

Values - Plural

Next to the comma which is reffering to the subject And that is the reason its farmers...Plural

[force5]

yes as prateek said... declining values is plural.

[Jim@Grockit]

It could only be singular if the sentence had said something like "the decline of values."

[prateek_guy2004]

Yes i agree with Jim@Grockit the refers to singular........and A refers to plural........

[navami]

Plural here . As it means values( many of them) are declining.

[jumsumtak]

thanks for the help