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100 points for $49 worth of Veritas practice GMATs FREE VERITAS PRACTICE GMAT EXAMS Earn 10 Points Per Post Earn 10 Points Per Thanks Earn 10 Points Per Upvote ## Verbal Review Question 20 ##### This topic has 1 expert reply and 4 member replies ## Verbal Review Question 20 Declining values for farm equipment and land,the collateral against which farmers borrow to get through the harvest season, is going to force many lenders to tighten or deny credit this spring. A.the collateral against which farmers borrow to get through the harvest season,is B.which farmers use as collateral to borrow against to get through the harvest season,is C.the collateral which is borrowed against by farmers to get through the harvest season,is D.which farmers use as collateral to borrow against to get through the harvest season,are E.the collateral against which farmers borrow to get through the harvest season, are I usually identify the Subject and Verb correctly but yet kind of confused as to what is the catch/ trick in identifying subject and verb in such sentences. _________________ Resilience is a trait that manifests in an individual when he/she faces consistent failures motivating them to succeed in the end. Newbie | Next Rank: 10 Posts Joined 30 Nov 2012 Posted: 5 messages Upvotes: 3 In this example, "declining values" is the subject. When the subject is not immediately followed by its verb, be on the lookout for a subject-verb error! First, we have a prepositional phrase (FOR farm equipment and land). Then we have a modifier that describes farm equipment and land (the collateral against which...). Try to read the core of the sentence without the junk, and you'll have "Declining values is going to force". In my opinion, the key to SC is a divide-and-conquer approach. Once we know that a S-V error is likely, just skip (temporarily) anything that is not your verb! Junior | Next Rank: 30 Posts Joined 29 Jul 2011 Posted: 14 messages Followed by: 1 members Is the OA D? ### GMAT/MBA Expert GMAT Instructor Joined 25 May 2010 Posted: 15387 messages Followed by: 1872 members Upvotes: 13060 GMAT Score: 790 theachiever wrote: Declining values for farm equipment and land,the collateral against which farmers borrow to get through the harvest season, is going to force many lenders to tighten or deny credit this spring. A.the collateral against which farmers borrow to get through the harvest season,is B.which farmers use as collateral to borrow against to get through the harvest season,is C.the collateral which is borrowed against by farmers to get through the harvest season,is D.which farmers use as collateral to borrow against to get through the harvest season,are E.the collateral against which farmers borrow to get through the harvest season, are I usually identify the Subject and Verb correctly but yet kind of confused as to what is the catch/ trick in identifying subject and verb in such sentences. A which clause set off by commas serves as a NON-ESSENTIAL modifier. A non-essential modifier can be removed without changing the core meaning of the sentence. If we omit the which clause in A, B and C, we get: Declining VALUES for farm equipment and land IS going to force many lenders to tighten or deny credit. The subject here is VALUES. Declining and for farm equipment and land serve to modify this subject. What kind of values? DECLINING values. What kind of declining values? Declining values FOR FARM EQUIPMENT AND LAND. Since values (plural) does not agree with is (singular), eliminate A, B and C. In D, use as collateral is redundant with to borrow against: to use X as collateral MEANS to borrow against X. Eliminate D. The correct answer is E. _________________ Mitch Hunt Private Tutor for the GMAT and GRE GMATGuruNY@gmail.com If you find one of my posts helpful, please take a moment to click on the "UPVOTE" icon. Available for tutoring in NYC and long-distance. For more information, please email me at GMATGuruNY@gmail.com. Student Review #1 Student Review #2 Student Review #3 Free GMAT Practice Test How can you improve your test score if you don't know your baseline score? Take a free online practice exam. Get started on achieving your dream score today! Sign up now. Master | Next Rank: 500 Posts Joined 03 Oct 2012 Posted: 116 messages Followed by: 1 members Upvotes: 5 Test Date: 26th Dec 2012 rami26 wrote: Is the OA D? OA is E _________________ Resilience is a trait that manifests in an individual when he/she faces consistent failures motivating them to succeed in the end. Master | Next Rank: 500 Posts Joined 30 Aug 2011 Posted: 131 messages Followed by: 6 members Upvotes: 28 Target GMAT Score: 780 In option D is the referent of "which" is ambiguous?? GMATGuruNY wrote: theachiever wrote: Declining values for farm equipment and land,the collateral against which farmers borrow to get through the harvest season, is going to force many lenders to tighten or deny credit this spring. A.the collateral against which farmers borrow to get through the harvest season,is B.which farmers use as collateral to borrow against to get through the harvest season,is C.the collateral which is borrowed against by farmers to get through the harvest season,is D.which farmers use as collateral to borrow against to get through the harvest season,are E.the collateral against which farmers borrow to get through the harvest season, are I usually identify the Subject and Verb correctly but yet kind of confused as to what is the catch/ trick in identifying subject and verb in such sentences. A which clause set off by commas serves as a NON-ESSENTIAL modifier. A non-essential modifier can be removed without changing the core meaning of the sentence. If we omit the which clause in A, B and C, we get: Declining VALUES for farm equipment and land IS going to force many lenders to tighten or deny credit. The subject here is VALUES. Declining and for farm equipment and land serve to modify this subject. What kind of values? DECLINING values. What kind of declining values? Declining values FOR FARM EQUIPMENT AND LAND. Since values (plural) does not agree with is (singular), eliminate A, B and C. In D, use as collateral is redundant with to borrow against: to use X as collateral MEANS to borrow against X. Eliminate D. The correct answer is E. • Free Practice Test & Review How would you score if you took the GMAT Available with Beat the GMAT members only code • Free Veritas GMAT Class Experience Lesson 1 Live Free Available with Beat the GMAT members only code • FREE GMAT Exam Know how you'd score today for$0

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