Dear mprznorth,
If you feel you are ready to start the program this fall and can submit a compelling application quickly, then I think you should apply. Applicants from the finance/banking industry are not preferred over anyone else and the fact you are not from that industry could work to your advantage. If you would prefer to wait to set up your finances or to see what happens with your job, then that is understandable. Full-time programs see a rise in applications when there are layoffs, not part-time programs. Part-time and executive programs will sometimes see a decrease in applications as folks are hesitant to ask their bosses/employers for flexibility to attend classes.
Good luck,
Lisa