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btgyes: Master | Next Rank: 500 Posts; Posts: 101; Joined: Thu Jan 06, 2011 12:44 am; Thanked: 1 times

by btgyes » Thu Feb 10, 2011 9:53 pm

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Source: Beat The GMAT — Sentence Correction | Thu Feb 10, 2011 9:53 pm

aspirant2011: Legendary Member; Posts: 1574; Joined: Fri Jan 28, 2011 2:52 amFollowed by: 13 members; Thanked: 88 times

by aspirant2011 » Thu Feb 10, 2011 10:46 pm

Is the answer B?

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pesfunk: Master | Next Rank: 500 Posts; Posts: 286; Joined: Tue Sep 21, 2010 5:36 pmFollowed by: 5 members; Location: Kolkata, India; Thanked: 11 times

by pesfunk » Sat Mar 26, 2011 12:47 am

Congratulations....the OA is indeed B

https://www.beatthegmat.com/subprime-len ... 54686.html

aspirant2011 wrote:Is the answer B?

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GMATGuruNY: GMAT Instructor; Posts: 15539; Joined: Tue May 25, 2010 12:04 pmFollowed by: 1906 members; Location: New York, NY; Thanked: 13060 times; GMAT Score:790

by GMATGuruNY » Sat Mar 26, 2011 3:28 am

The loan company announced it would soon lend money to borrowers with proven records of their not paying back their loans on time, collectively known as the subprime lending market.

A.of their not paying back their loans on time,
B.of not paying back their loans on time, a group
C.of not paying back their loans on time, with such a group
D.that they do not pay back their loans on time,
E.that they do not pay back their loans on time, such a group

In D and E, record that is not idiomatic. The correct idiom is record of. Eliminate D and E.

In A, it is unclear what is being modified by collectively known. Eliminate A.

In C, it is unclear what is being modified by with such a group. Eliminate C.

The correct answer is B.

In B, a group collectively known is in apposition to the the borrowers. Apposition is a structure in which two nouns are placed side by side; the purpose of the second noun is to define or modify the first. In the SC above, a group tells us more about the borrowers.

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clock60: Legendary Member; Posts: 759; Joined: Mon Apr 26, 2010 10:15 amFollowed by: 3 members; Thanked: 85 times

by clock60 » Sat Mar 26, 2011 5:05 am

hi GmatGuryNY
i want to clarify for myself some aspects
you said that
" Apposition is a structure in which two nouns are placed side by side; the purpose of the second noun is to define or modify"
i readily agree with this statement , but here in answer two nouns are placed together- time, a group
and i got that appositive ,a group.... in no ways defines time but rather borrowers
why don`t they touch each other ( i think it is like noun modifiers)
does any specific rule exists? o
and the second the problem of meaning
how group can be market? group can be participant of the market,
thanks

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GMATGuruNY: GMAT Instructor; Posts: 15539; Joined: Tue May 25, 2010 12:04 pmFollowed by: 1906 members; Location: New York, NY; Thanked: 13060 times; GMAT Score:790

by GMATGuruNY » Sat Mar 26, 2011 6:12 am

clock60 wrote:hi GmatGuryNY
i want to clarify for myself some aspects
you said that
" Apposition is a structure in which two nouns are placed side by side; the purpose of the second noun is to define or modify"
i readily agree with this statement , but here in answer two nouns are placed together- time, a group
and i got that appositive ,a group.... in no ways defines time but rather borrowers
why don`t they touch each other ( i think it is like noun modifiers)
does any specific rule exists? o
and the second the problem of meaning
how group can be market? group can be participant of the market,
thanks

The phrase with a proven record...on time is an adjective modifying the noun borrowers.
Group is in apposition to borrowers; the borrowers are the group. This group of borrowers is known as the subprime lending market.

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