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collateral

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by real2008 » Sun Jun 28, 2009 5:50 am
p2. Declining values for farm equipment and land, the collateral against which farmers borrow to get through the harvest season, is going to force many lenders to tighten or deny credit this spring.
(A) the collateral against which farmers borrow to get through the harvest season, is
(B) which farmers use as collateral to borrow against to get through the harvest season, is
(C) the collateral which is borrowed against by farmers to get through the harvest season, is
(D) which farmers use as collateral to borrow against to get through the harvest season, are
(E) the collateral against which farmers borrow to get through the harvest season, are

What is wrong in D? :(
Last edited by real2008 on Sun Jun 28, 2009 7:48 am, edited 1 time in total.
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by raghavsarathy » Sun Jun 28, 2009 7:01 am
Even I fell for D. We need a singular because it refers to "declining" and not to "values". Hence we can eleminate D.

IMO - A

What is the OA ?
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by real2008 » Sun Jun 28, 2009 7:52 am
raghavsarathy wrote:Even I fell for D. We need a singular because it refers to "declining" and not to "values". Hence we can eleminate D.

IMO - A

What is the OA ?
dear raghavsarathy!

I am extremely sorry to say I missed option E to type...
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by pratikgandhi » Sun Jun 28, 2009 8:29 am
The answer to the question is E. Declining values will take plural verb "are"
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by real2008 » Sun Jun 28, 2009 10:23 am
pratikgandhi wrote:The answer to the question is E. Declining values will take plural verb "are"
but then why not D?
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by DeepakR » Sun Jun 28, 2009 10:32 am
Declining values - so we need are instead of Is. So we have to choose between D and E. In D, which usually refers to the immediate preceding thing.

(D) which farmers use as collateral to borrow against to get through the harvest season, are

here borrow against to get through - is awkward. Borrow against what ?. Whereas in E,

(E) the collateral against which farmers borrow to get through the harvest season, are

the collateral clearly refers to farm equipment and land and the usage is proper.

-Deepak
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