• 5-Day Free Trial
5-day free, full-access trial TTP Quant

Available with Beat the GMAT members only code

• Free Veritas GMAT Class
Experience Lesson 1 Live Free

Available with Beat the GMAT members only code

• Free Trial & Practice Exam
BEAT THE GMAT EXCLUSIVE

Available with Beat the GMAT members only code

• 1 Hour Free
BEAT THE GMAT EXCLUSIVE

Available with Beat the GMAT members only code

• Free Practice Test & Review
How would you score if you took the GMAT

Available with Beat the GMAT members only code

• Get 300+ Practice Questions

Available with Beat the GMAT members only code

• Award-winning private GMAT tutoring
Register now and save up to $200 Available with Beat the GMAT members only code • 5 Day FREE Trial Study Smarter, Not Harder Available with Beat the GMAT members only code • Magoosh Study with Magoosh GMAT prep Available with Beat the GMAT members only code • FREE GMAT Exam Know how you'd score today for$0

Available with Beat the GMAT members only code

## 2016OG SC 75

This topic has 1 expert reply and 2 member replies
Crystal W Master | Next Rank: 500 Posts
Joined
02 Mar 2016
Posted:
154 messages
2

#### 2016OG SC 75

Sat Mar 12, 2016 12:06 pm
Many house builders offer rent-to-buy programs
that enable a family with insufficient savings for a
conventional down payment to be able to move into
new housing and to apply
part of the rent to a
purchase later.
(A) programs that enable a family with insufficient
savings for a conventional down payment to be
able to move into new housing and to apply
(B) programs that enable a family with insufficient
savings for a conventional down payment to
move into new housing and to apply
(C)programs; that enables a family with insufficient
savings for a conventional down payment to
move into new housing, to apply

(D) programs, which enables a family with
insufficient savings for a conventional down
payment to move into new housing, applying
(E) programs, which enable a family with insufficient
savings for a conventional down payment to be
able to move into new housing, applying

I have no question about the right answer. My question is about D and E. In the explanationg of OG, it said "applying following a nonrestrictive clause suggests incorrectly that the builders, not the family, are applying the rent." In the explanation of E, it said "The comma after programs is incorrect because the clasue is meant to be restrictive; as in D, applying will alter the meaning of the sentence." I read a lot of discussion about these two explanation but i am still confused. can someone explain more about nonrestrictive and restrictive clause? Also, according to the mean of the sentence, it is clear that hte subject of the apply is family, but in these two choices, I think in the structure, the applyings refer housing,because it the word before applying. Is that right?

### Top Member

Marty Murray Legendary Member
Joined
03 Feb 2014
Posted:
2054 messages
Followed by:
132 members
955
GMAT Score:
800
Fri Apr 08, 2016 9:30 pm
A restrictive modifier restricts what it modifies somehow and is integral to the meaning of the sentence.

A non restrictive modifier merely describes what it modifies, and if a non restrictive modifier is removed from a sentence, the sentence will retain basically the same meaning.

Restrictive: John's car that has a red stripe is in the shop.

that has a red stripe restricts which car is being discussed. It's not the car without the red stripe. It is the car that has a red stripe.

Notice that there is no comma between car and that.

Non Restrictive: John's car, which has a red stripe, is in the shop.

which has a red stripe merely describes the car. John could have multiple cars, all of which have red stripes. which has a red stripe is not defining which car is being discussed.

Notice that the non restrictive modifier is separated from the rest of the sentence by commas.

which has a red stripe can be removed from the sentence without significantly changing the meaning.

John's car is in the shop.

The sentence is still basically conveying the same thing.

Here's the version of the sentence that is created using choice E.

Many house builders offer rent-to-buy programs, which enable a family with insufficient savings for a conventional down payment to be able to move into new housing, applying part of the rent to a purchase later.

which enable a family with insufficient savings for a conventional down payment to be able to move into new housing is a non restrictive modifier modifying programs.

Such a modifier can be removed from the sentence without significantly changing the meaning.

Many house builders offer rent-to-buy programs, applying part of the rent to a purchase later.

Now you can see that this version of the sentence conveys that the builders, rather than the families, are the ones applying part of the rent.

OK, last thing.

Quote:
I think in the structure, the applyings refer housing,because it the word before applying. Is that right?
When a participle or verb-ing modifier is separated from rest of sentence by a comma, the modifier does not modify the noun right before the comma. It modifies the clause or some part of the clause before the comma.

When a participle or verb-ing modifier modifies the noun to which it is adjacent, the modifier is not separated from that noun by a comma.

Sarah saw the man painting the house in bright colors.

No comma between man and painting. painting the house modifies man.

Megan worked with the man, painting the house in bright colors.

painting the house in bright colors does not modify man. It modifies the entire preceding clause, Megan worked with the man.

So in your example, applying does not modify housing. It modifies Many house builders offer rent-to-buy programs.

_________________
Marty Murray
GMAT Coach
m.w.murray@hotmail.com
https://infinitemindprep.com/
In Person in the New York Area and Online Worldwide

### GMAT/MBA Expert

GMATGuruNY GMAT Instructor
Joined
25 May 2010
Posted:
14168 messages
Followed by:
1818 members
13060
GMAT Score:
790
Mon Apr 11, 2016 3:49 am
Crystal W wrote:
My question is about D and E. In the explanationg of OG, it said "applying following a nonrestrictive clause suggests incorrectly that the builders, not the family, are applying the rent." In the explanation of E, it said "The comma after programs is incorrect because the clasue is meant to be restrictive; as in D, applying will alter the meaning of the sentence." I read a lot of discussion about these two explanation but i am still confused. can someone explain more about nonrestrictive and restrictive clause? Also, according to the mean of the sentence, it is clear that hte subject of the apply is family, but in these two choices, I think in the structure, the applyings refer housing,because it the word before applying. Is that right?
Check my post here:

_________________
Mitch Hunt
GMAT Private Tutor
GMATGuruNY@gmail.com
If you find one of my posts helpful, please take a moment to click on the "UPVOTE" icon.
Available for tutoring in NYC and long-distance.

Free GMAT Practice Test How can you improve your test score if you don't know your baseline score? Take a free online practice exam. Get started on achieving your dream score today! Sign up now.
Crystal W Master | Next Rank: 500 Posts
Joined
02 Mar 2016
Posted:
154 messages
2
Fri May 20, 2016 5:45 pm
GMATGuruNY wrote:
Crystal W wrote:
My question is about D and E. In the explanationg of OG, it said "applying following a nonrestrictive clause suggests incorrectly that the builders, not the family, are applying the rent." In the explanation of E, it said "The comma after programs is incorrect because the clasue is meant to be restrictive; as in D, applying will alter the meaning of the sentence." I read a lot of discussion about these two explanation but i am still confused. can someone explain more about nonrestrictive and restrictive clause? Also, according to the mean of the sentence, it is clear that hte subject of the apply is family, but in these two choices, I think in the structure, the applyings refer housing,because it the word before applying. Is that right?
Check my post here:
Thank you and I have read your link, but I still have two small points feel confused. First, I believe "apply" should be parallel to "a conventional down payment", according to the meaning of sentence, because these two are two steps of the "rent-to-buy program". Second, Why I cannot believe "applying" modifies the "family"? Or we cannot judge "applying" modifies "builders" or "family" so that cause bizarrerie?

### Top First Responders*

1 GMATGuruNY 72 first replies
2 Rich.C@EMPOWERgma... 45 first replies
3 Brent@GMATPrepNow 43 first replies
4 Jay@ManhattanReview 27 first replies
5 ErikaPrepScholar 9 first replies
* Only counts replies to topics started in last 30 days
See More Top Beat The GMAT Members

### Most Active Experts

1 GMATGuruNY

The Princeton Review Teacher

133 posts
2 Rich.C@EMPOWERgma...

EMPOWERgmat

118 posts
3 Jeff@TargetTestPrep

Target Test Prep

105 posts
4 Max@Math Revolution

Math Revolution

93 posts
5 Scott@TargetTestPrep

Target Test Prep

92 posts
See More Top Beat The GMAT Experts