Suspicion confirmed; it is the absence of "that" that makes it not subjunctive... One definitely to remember for D-day.
More details:
https://gmat-grammar.blocked/2006/0 ... verbs.html
Example:
The Forton-Dodd bill requires
that a bank disclose to their customers how long they will delay access to funds from deposited checks.
A. that a bank disclose to their customers how long they will delay access to funds from deposited checks.
B. a bank to disclose to their customers how long they will delay access to funds from a deposited check.
C. that a bank disclose to its customers how long it will delay access to funds from deposited checks.
D. a bank that it should disclose to its customers how long it will delay access to funds from a deposited check.
E. that banks disclosed to customers how long access to funds from their deposited check is to be delayed.
OE:
C