Q. Declining values for farm equipment and land, the collateral against which farmers borrow to get through the harvest season, is going to force many lenders to tighten or deny credit this spring
A...
b...
C...
D. which farmers use as collateral to borrow against to get through harvest season, are
E. the collateral against which farmers borrow to get through the harvest season, are.
I believe the underlined part modifies the complete clause before it. Here,
"the collateral against which farmers borrow to get through the harvest season" modifies "Declining values for farm equipment and land" but it should just modify "farm equipment and land".
OA is (E). But i thought (D) is better option since which is used to modify the noun preceding it.
Could you guyz please explain?
Thanks much,
Rohit.
A...
b...
C...
D. which farmers use as collateral to borrow against to get through harvest season, are
E. the collateral against which farmers borrow to get through the harvest season, are.
I believe the underlined part modifies the complete clause before it. Here,
"the collateral against which farmers borrow to get through the harvest season" modifies "Declining values for farm equipment and land" but it should just modify "farm equipment and land".
OA is (E). But i thought (D) is better option since which is used to modify the noun preceding it.
Could you guyz please explain?
Thanks much,
Rohit.












