BREAKING: Target Test Prep releases Brand New 2026 On Demand GMAT prep course

Redeem
TTP OnDemand GMAT Video Course
Featured Course

Target Test Prep GMAT OnDemand

Scott Woodbury-Stewart’s private virtual classroom — 400 hours of master-class video lessons for the GMAT Focus Edition.

  • 715+ score guarantee — highest in the industry (99th percentile)
  • 52 chapters · 1,500+ lessons · 4,000+ practice questions
  • 400 hours of video · 1,500+ instructor-led HD smartboard lessons
  • 300,000+ students accepted to Harvard, Stanford, Wharton, Booth & Sloan & more
  • 24/7 live support + weekly Zoom office hours with GMAT instructors
  • TTP AI Assist — 24/7 AI-powered virtual tutor for instant help
  • 1,200+ flashcards + AI-powered study assistant & daily calendar
  • OnDemand, LiveTeach & GMAT Bootcamp formats available
  • Also: GRE, SAT Math & Executive Assessment courses
  • MBA Admissions Consulting now available
  • 🏆 2025 EdTech Breakthrough Award: Test Prep Solution Provider of the Year
  • 200,000+ students served
  • 5-day free trial — $0 to start, no auto-billing, cancel anytime
★★★★★ 5.0 (559 reviews)
130-pt guarantee
$0 to start then $127/mo
Start Free 5-Day Trial Read 559 Reviews →

Declining values- what is modifying what?

Expert replies
Post new topic Locked
Previous Topic Next Topic
Master | Next Rank: 500 Posts
Posts: 110
Joined: Sat Feb 11, 2012 5:01 am
Thanked: 2 times
by rajatvmittal » Mon Sep 24, 2012 7:09 am
Declining values for farm equipment and land, the collateral against which farmers borrow to get through
the harvest season, is going to force many lenders to tighten or deny credit this spring.
(A) the collateral against which farmers borrow to get through the harvest season, is
(B) which farmers use as collateral to borrow against to get through the harvest season, is
(C) the collateral which is borrowed against by farmers to get through the harvest season, is
(D) which farmers use as collateral to borrow against to get through the harvest season, are
(E) the collateral against which farmers borrow to get through the harvest season, are

OG 10 seems to suggest that choice E, a correct one, clearly identifies declining values as the collateral. This sounds to me a bit confusing. Please help why OG says so?

thanks
Rajat
Top
Join the discussion
Log in to postLogin with Googleuse password
QUOTE IN REPLY
Source: — Sentence Correction |
User avatar
Master | Next Rank: 500 Posts
Posts: 434
Joined: Sat Mar 27, 2010 10:42 pmFollowed by: 46 members
Location: Bangalore, India
Thanked: 91 times

by EducationAisle » Mon Sep 24, 2012 7:49 am
This indeed is surprising. Unfortunately I do not have OG10 at the moment. If it is not too much of an inconvenience to you, can you please type the entire explanation. Perhaps there is some context to this explanation.
Ashish
MBA - ISB, GMAT - 99th Percentile
GMAT Faculty @ EducationAisle
www.EducationAisle.com

Sentence Correction Nirvana available at:

a) Amazon: Sentence Correction Nirvana

b) Flipkart: Sentence Correction Nirvana

Now! Preview the entire Grammar Section of Sentence Correction Nirvana at pothi
Top
Join the discussion
Log in to postLogin with Googleuse password
QUOTE IN REPLY
User avatar
MBA Admissions Consultant
Posts: 2279
Joined: Fri Nov 11, 2011 7:51 amFollowed by: 266 members
Location: New York
Thanked: 660 times
GMAT Score:770

by Jim@StratusPrep » Mon Sep 24, 2012 7:52 am
First, declining values is plural, meaning only D and E can be correct.

Then, in D it is not the declining values that are used as collateral

Answer is E.
GMAT Answers provides a world class adaptive learning platform.
-- Push button course navigation to simplify planning
-- Daily assignments to fit your exam timeline
-- Organized review that is tailored based on your abiility
-- 1,000s of unique GMAT questions
-- 100s of handwritten 'digital flip books' for OG questions
-- 100% Free Trial and less than $20 per month after.
-- Free GMAT Quantitative Review

Image
Top
Join the discussion
Log in to postLogin with Googleuse password
QUOTE IN REPLY
Master | Next Rank: 500 Posts
Posts: 110
Joined: Sat Feb 11, 2012 5:01 am
Thanked: 2 times

by rajatvmittal » Tue Sep 25, 2012 8:00 pm
explanation provided in og

In choices A, B, and C, the singular verb is does not agree with values, the subject of the sentence. Choices B, C, and D use awkward and wordy expressions. In B and D, the expression use as collateral to borrow against to get through... awkwardly juxtaposes two infinitives and is unnecessarily redundant, since use as collateral and borrow against have the same meaning. Choice C presents the wordy expression the collateral which is borrowed against by farmers to get through..., in which the passive verb creates an awkward and confusing construction. Choice E, the best answer, succinctly and clearly identifies the Declining values as the collateral against which farmers borrow and correctly uses the plural verb are


see the last line!
Top
Join the discussion
Log in to postLogin with Googleuse password
QUOTE IN REPLY
User avatar
Master | Next Rank: 500 Posts
Posts: 434
Joined: Sat Mar 27, 2010 10:42 pmFollowed by: 46 members
Location: Bangalore, India
Thanked: 91 times

by EducationAisle » Tue Sep 25, 2012 9:21 pm
Thanks Rajat for typing all the text. Yeah, this does seem strange. In some instances, it has been found that OEs are not exactly sterling. This seems to be one of those instances.
Ashish
MBA - ISB, GMAT - 99th Percentile
GMAT Faculty @ EducationAisle
www.EducationAisle.com

Sentence Correction Nirvana available at:

a) Amazon: Sentence Correction Nirvana

b) Flipkart: Sentence Correction Nirvana

Now! Preview the entire Grammar Section of Sentence Correction Nirvana at pothi
Top
Join the discussion
Log in to postLogin with Googleuse password
QUOTE IN REPLY
Post new topic Locked
• Page 1 of 1