Competitive for top 10 programs? (Unusual Background)

I'd appreciate feedback on how competitive I am for HBS, GSB, Wharton, Kellogg, and Fuqua (applied to all R2). My profile: 34 years old (male, American) 3.1 GPA at top 20 U.S. private university (four courses in econ/finance, no additional quant background) GMAT 690 (42/42 split but 95% percentile v...