Each school has their own way of asking for descriptions - if there's any way to include an explanation, you probably should keep that in mind. However, many schools want very specific information in the statements.
It always depends on how much lower we're talking - 3.4-3.6 is good enough for most, whereas 3.0 might not have been.
Remember, averages are averages for a reason - for one above the average, there will be one below it. Dont worry that much, you are more than ok.
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