Hi Sir,

My Brief Stats are as follows:

UG: Btech NIT Calicut( Tier 2 Engineering College India ), GPA: 6.95/10, Highest GPA was 8.8/10, Class rank: 17/42, No of Distinctions in class( GPA 8 and above): 8

GMAT, GRE: Yet to give I am contemplating something around 700 or 720.

Actually my story goes as follows..

Before entering college I had to drop a year during my 11th grade because my dad got a transfer to a different part of the country & after completing my 12th grade I again took a year off for the purpose of coaching myself for the prestigious IITJEE exam.Thus as you can seen I was about 20 years old when I entered college.


I graduated from a tier 2 Engineering college in India ( NIT), however I had serious health issues during my first year of college and hence i couldn't attend classes for half of the semester..( I received 6 F grades because of this..).My dad who happens to be a doctor of course treated me, hence I can provide some reasoning for this in my Essays as well as in some recommendation letters from some of my professors who know me quite well. Towards the end of my college I had began to do a bit of financial modelling and with sufficient interest I had taken up my final year thesis with a professor of my college for a financial modelling and optimization project.

I became interested in this field and again took up another 2 finance project under the same professor, all based on higher degrees of financial modelling and optmization ( He is now an Assistant Professor at IIM Indore). Since I needed time to put myself into this track I had to devote near to around 8 months solely for making out these thesis and subsequently publishing them into an International Finance Journal. These 3 projects have now been published.. I have plans also to present them in a national or an international conference.

After 8 months of research in finance i decided to spend some time in doing social cause work and for around another 7 months was actively working for 3 to 4 NGOs in the field of Child rights, Environment protection etc..helping them with fundraising and campaigning. I was also subsequently offered to become a campus ambassador for a micro finance NGO in helping them find investors for the firms operations.( I am presently doing this apart from my full time work)

Thus after 1.5 years after graduation I joined for a job in Dubai at a reputed I bank. My plan further down the lane is to take a one year MS in finance preferably in US course by applying for a sabbatical at my firm. ( partly because it will help me understanding more about finance and also it would help me in offsetting my GPA in UG).

Along the way I have taken CFA level 1 and 2 and FRM level 1 and 2 as well. Also I am planning to take up GRE Math ( apart from GRE and GMAT) as well some UC Berkeley extension courses to help rectify my academics ( prior to my MS In Finance).

My dillema here is take a trade off between taking up an MS in Finance and gaining a substantial boost to my profile in term of academic and other prospects or to use those precious 1 to 1.5 years for work experience since I am already aging quite fast with respect to an MBA application.



Now the point is that i would be around 31 or 32 by the time I have 4 to 5 years of experience. What kind of MBA program should I target for in your opinion? ie to say should I opt for an E MBA or a part time MBA program. Or Can I still make it into top 10 full time programs programs..?

Or can you provide me some guidance in stating what would the ideal thing to do in my case if I am aiming for top 10 MBA programs..?

Hope you can help me out.