Hi shruti93,
If you've bubbled a circle, but haven't clicked the submit/confirm buttons, then that answer will still register as your answer (whether it's correct or incorrect). In this situation, there is no wrong answer penalty. If you HAVEN'T bubbled a circle by the time the clock runs out, then that question will be marked as incorrect AND will be penalized (since you didn't answer it). This result is worse than a standard "wrong" answer because it comes with an additional penalty.
GMAT assassins aren't born, they're made,
Rich
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