Here's how I solved the problem...
Statement 1:
Case 1:
15 Golfers: Andrew, Ben, Carla, Della, Ella, F, G...O
5 Tennis players: Andrew, Ben, Carla, Della, Ella
14 Surfers: Andrew, Ben, Carla, and F, G, ... 0, and Pamela
Skiers: Andrew, Ben, Carla, F, G, H, I, J
8 of the golfers also ski so the chance is > 1/2
Case 2:
15 Golfers: Andrew, Ben, Carla, Della, Ella, F, G...O
5 Tennis players: Andrew, Ben, Carla, Della, Ella
14 Surfers: Andrew, Ben, Carla, and F, G, ... 0, and Pamela
Skiers: Andrew, Ben, Carla, F, G, H, I, Pamela
7 of the golfers also ski so the chance is < 1/2
Statement 2:
Case 1:
15 Golfers: Andrew, Ben, Carla, Della, Ella, F, G ...O
5 Tennis player: Andrew, Ben, Carla, Della, Ella
7 Surfers: Andrew, Ben, Carla, Pamela, Quin, Ryan, Sara
16 Skiers: Andrew, Ben, Carla, Della, Ella, ... O, Pamela
So all the golfers also ski.
Case 2:
15 Golfers: Andrew, Ben, Carla, Della, Ella, F, G ...O
5 Tennis player: Andrew, Ben, Carla, Della, Ella
7 Surfers: Andrew, Ben, Carla, Pamela, Quin, Ryan, Sara
4 Skiers: Pamela, Quin, Ryan, Sara
So none of the golfers also ski.
Statement 1 & 2:
Case 1:
15 Golfers: A...O
5 Tennis players: A...E
14 Surfers: F...O, P...S
10 Skiers: F...O
So 2/3 golfers also ski.
Case 2:
15 Golfers: A...O
5 Tennis players: A...E
28 Surfers: F...O, P...S, T...Z, AA..GG
20 Skiers: N...GG
So 2/15 golfers also ski.
So Statement 1 and 2 together are insufficient.