automobile insurance

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automobile insurance

by vikramveer » Thu May 27, 2010 10:38 am
In order to determine automobile insurance premiums for a driver, insurance companies calculate various risk factors; as the risk factors increase, so does the premium. Certain factors, such as the driver's age and past accident history, play an important role in these calculations. Yet these premiums should also increase drives. After all, a person's chance of being involved in a mishap increases in proportion to the number of times that person drives.
Which one of the following, if true, most undermines the argument?
(A) People who drive in frequently are more likely to be involved accidents that occur on small roads than in highway accidents.
(B) People who drive infrequently are less likely to follow rules for safe driving than are people who drive frequently.
(C) People who drive infrequently are less likely to violate local speed limits than are people who drive frequently.
(D) People who drive frequently are more likely to make long-distance trips in the course of a year than are people who drive infrequently.
(E) People who drive frequently are more likely to become distracted while driving than are people who drive infrequently.
The claim that insurance premiums should increase as the frequency with which a driver drives increases plays which one of the following roles in the argument?
(A) a premise of the argument
(B) the conclusion of the argument
(C) evidence offered in support of one of the premises
(D) an assertion phrased to preclude an anticipated objection
(E) a clarification of a key term in the argument
Source: — Critical Reasoning |

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by Patrick_GMATFix » Thu May 27, 2010 10:58 am
Hi vikramveer,

Please preview your post to see whether it will be reader-friendly. not using any paragraph breaks makes the post difficult to read. Please indicate the source of the question if possible.

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by boazkhan » Thu May 27, 2010 11:00 am
IMO B for the first one and C for the second. What is the OA?

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by vikramveer » Thu May 27, 2010 11:02 am
vikramveer wrote:In order to determine automobile insurance premiums for a driver, insurance companies calculate various risk factors; as the risk factors increase, so does the premium. Certain factors, such as the driver's age and past accident history, play an important role in these calculations. Yet these premiums should also increase drives. After all, a person's chance of being involved in a mishap increases in proportion to the number of times that person drives.


Which one of the following, if true, most undermines the argument?
(A) People who drive in frequently are more likely to be involved accidents that occur on small roads than in highway accidents.
(B) People who drive infrequently are less likely to follow rules for safe driving than are people who drive frequently.
(C) People who drive infrequently are less likely to violate local speed limits than are people who drive frequently.
(D) People who drive frequently are more likely to make long-distance trips in the course of a year than are people who drive infrequently.
(E) People who drive frequently are more likely to become distracted while driving than are people who drive infrequently.


The claim that insurance premiums should increase as the frequency with which a driver drives increases plays which one of the following roles in the argument?
(A) a premise of the argument
(B) the conclusion of the argument
(C) evidence offered in support of one of the premises
(D) an assertion phrased to preclude an anticipated objection
(E) a clarification of a key term in the argument
I hope it helps... This is a 25 question set given to me by my friend ... Not sure abt the source :(

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by vikramveer » Thu May 27, 2010 11:05 am
boazkhan wrote:IMO B for the first one and C for the second. What is the OA?
Even I thought abt B for the first question and which is correct but the catch is in the next one I went for D which is incorrect and so is C

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by boazkhan » Thu May 27, 2010 1:22 pm
hmm...I gave it some more thought..I will have to go with B...comments?

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by kevincanspain » Thu May 27, 2010 1:35 pm
Yet these premiums should also increase drives.

This is the author's assertion (conclusion), which is followed by evidence

B
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by vikramveer » Thu May 27, 2010 7:39 pm
OA is B, B but I am still confused why is D incorrect ??

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by paes » Thu May 27, 2010 9:09 pm
vikramveer wrote:OA is B, B but I am still confused why is D incorrect ??
D can strengthen the argument ( if it is doing something )

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by pradeepkaushal9518 » Thu May 27, 2010 11:57 pm
only B weaken the argument
since who drive frequently know where the risk involved and when and where how to drive so then the risk to giving insurance will be less and premium should be low.