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The loan company-Tricky !

Critical Reasoning, Reading Comprehension
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by hamxa » Sun Mar 07, 2010 3:02 am
The loan company announced it would soon lend money to borrowers with proven records of their not paying back their loans on time, collectively known as the subprime lending market.

A - of their not paying back their loans on time,
B - of not paying back their loans on time, a group
C - of not paying back their loans on time, with such a group
D - that they do not pay back their loans on time,
E - that they do not pay back their loans on time, such a group





I got confused with usage of group and collectively, I thought both can not be together (conveying the same meaning)...
Please share your views on this.
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by kstv » Sun Mar 07, 2010 3:35 am
IMO B
Misplaced modifier- a group is the noun the modifying phrase is referring to.
We do not know precisely whom the word collectively is referring to.
The phrase is a noun phrase not an adverbial phrase as it answer the Question who not how, where ,when, though Collectively is an adverb.
If you substitute Collectively with commonly it makes sense.
Still, there is an element of redundancy.
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by binurajbinu » Thu Mar 18, 2010 10:28 pm
IMO B.
'borrowers' to ' a group'
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by tpr-becky » Wed Apr 21, 2010 9:39 pm
you need the word group because otherwise it is unclear what collectively is modifiying - I agree there is some redundancy but it is necessary to convey the correct meaning.
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by akhpad » Sat Oct 16, 2010 2:51 am
This is official problem; So I will question against.


"The loan company announced it would soon lend" => there is not conjunction here.

Can someone explain?
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by Vorskl » Tue Oct 26, 2010 6:21 am
akhpad wrote:This is official problem; So I will question against.


"The loan company announced it would soon lend" => there is not conjunction here.

Can someone explain?
What do you mean? I found the similar sentence at FT.com:

If that induces a flash of déjà vu, that's because earlier this year - when the US and China were at loggerheads over issues ranging from Google to the Chinese currency - Beijing announced it would levy anti-subsidy duties of up to 31.4 per cent on US chicken imports.
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