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The decrease in the willingness of banks to make loans to ho

by aditya8062 » Sat Mar 16, 2013 5:07 am
The decrease in the willingness of banks to make loans to home buyers and small business owners have created a downward economic spiral, as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases.

have created
are creating
had created
has created
creates

my confusion : i find this sentence wrong coz i find that its run on .here is my reasoning :

following is a independent clause :

The decrease in the willingness of banks to make loans to home buyers and small business owners has created a downward economic spiral

now we know that "as" can be used as subordinate conjunction such as : as X ,Y

so even the following is a independent clause

as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases

how can we join two independent clause with a comma without a coordinate conjunction ?

can some instructor plz help
thanks and regards
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by GMATGuruNY » Sat Mar 16, 2013 5:47 am
aditya8062 wrote:The decrease in the willingness of banks to make loans to home buyers and small business owners have created a downward economic spiral, as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases.

have created
are creating
had created
has created
creates

my confusion : i find this sentence wrong coz i find that its run on .here is my reasoning :

following is a independent clause :

The decrease in the willingness of banks to make loans to home buyers and small business owners has created a downward economic spiral

now we know that "as" can be used as subordinate conjunction such as : as X ,Y

so even the following is a independent clause

as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases

how can we join two independent clause with a comma without a coordinate conjunction ?

can some instructor plz help
thanks and regards
COMMA + as can serve to introduce an adverbial clause.
The OA to SC82 in the OG12:
According to a recent poll, owning and living in a freestanding house on its own land is still a goal of a majority of young adults, as it was of earlier generations.

The GMAT does not really test punctuation.
Regarding comma usage, there is only one issue I would worry about:
COMMA SPLICE -- A comma cannot serve to connect two complete sentences. If a comma can be replaced by a period, eliminate the answer choice.
Do not look for other comma-related reasons to eliminate answers.
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by aditya8062 » Sat Mar 16, 2013 6:25 am
COMMA + as can serve to introduce an adverbial clause.
The OA to SC82 in the OG12:
According to a recent poll, owning and living in a freestanding house on its own land is still a goal of a majority of young adults, as it was of earlier generations.
thanks Mitch . i must say u r data search is best out of all !!

but i still have some doubts
doubt 1 : what is adverbial clause

doubt 2 : that fact that some clause is adverbial clause does that make that clause not independent clause . i am asking this coz ,as per me , the sentence ( that i have just posted above) starting with "as" is an independent clause .

honestly if some one write this sentence to me i will feel that it is an independent clause :as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases.

can u plz give me a guide line as how to understand this distinction of adverbial clause
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by EducationAisle » Sat Mar 16, 2013 6:08 pm
aditya8062 wrote: now we know that "as" can be used as subordinate conjunction such as : as X ,Y

so even the following is a independent clause

as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases
Actually subordinate conjunctions mark the start of a subordinating (dependent) clause. So, this is a dependent clause.
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by aditya8062 » Sat Mar 16, 2013 6:58 pm
EducationAisle wrote:
Actually subordinate conjunctions mark the start of a subordinating (dependent) clause. So, this is a dependent clause.
good morning ashish
i fear this is not right !!
plz read the clause in eternity :as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases

in the above sentence : as home prices are plummeting is a dependent clause
but

businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases is an independent clause

combining the two will give us an independent clause

the solution to my problem lies in what Mitch has pointed out .i am still waiting so as he may elaborate on this further
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by EducationAisle » Sat Mar 16, 2013 7:13 pm
aditya8062 wrote: plz read the clause in eternity :as home prices are plummeting, businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases

in the above sentence : as home prices are plummeting is a dependent clause
but

businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases is an independent clause

combining the two will give us an independent clause
Good morning Aditya!! i fear this is not right : )

You cannot look "businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases" in isolation. "as" is "common", if you will. Basically the structure of the sentence is:

The decrease in the willingness of banks to make loans to home buyers and small business owners have created a downward economic spiral, as X, Y and Z are happening.
Ashish
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by aditya8062 » Sat Mar 16, 2013 7:29 pm
a combination of independent clause and a dependent clause is an independent clause

businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases

does the above sentence have subject ? yes
does it have verb ? yes
does it make sense ? yes
so it is an independent clause

now
as home prices are plummeting

in this do we have a sub? yes
do we have a verb ? yes
does it make sense ? no
hence it is s dependent clause

"as" is definitely a combing link after all an independent clause is combined to a dependent clause with subordinate conjunctions
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by GMATGuruNY » Sun Mar 17, 2013 4:15 am
Two clauses are independent when they are of EQUAL IMPORTANCE.
Conjunctions that can serve to connect two independent clauses are the FANBOYS: for, and, nor, but, or, yet, so.
SC52 in the OG12:
Josephine Baker made Paris her home, and she remained in France during the Second World War.
Here, neither clause serves to modify the other; each is of equal importance.
It is entirely possible to separate the two clauses into two distinct sentences, with no substantive change in meaning:
Josephine Baker made Paris her home. She remained in France during the Second World War.
On the GMAT, this sort of construction is RARE: most OAs contain only ONE independent clause.

A clause that serves to modify another clause is a dependent clause.
Conjunctions that can serve to introduce a dependent clause include although, if, after, while, before, as.
Dependent clauses play an ADVERBIAL role by providing context for the main clause of a sentence.
SC7 in the OG12:
As its sales of computer products have surpassed those of measuring instruments, the company has become increasingly willing to compete.
Here, the two clauses are NOT of equal importance,
Rather, the as-clause serves to modify the main clause, helping to explain WHY the company has become increasingly willing to compete.
This sort of construction is quite common on the GMAT.

The distinction between an independent clause and a dependent clause is not really tested on the GMAT.
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by aditya8062 » Sun Mar 17, 2013 5:05 am
good day Mitch
thanks for reply
but plz tell if this clause is independent or not :As its sales of computer products have surpassed those of measuring instruments, the company has become increasingly willing to compete.
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by EducationAisle » Sun Mar 17, 2013 5:37 am
aditya8062 wrote:a combination of independent clause and a dependent clause is an independent clause

businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases

does the above sentence have subject ? yes
does it have verb ? yes
does it make sense ? yes
so it is an independent clause

now
as home prices are plummeting

in this do we have a sub? yes
do we have a verb ? yes
does it make sense ? no
hence it is s dependent clause

"as" is definitely a combing link after all an independent clause is combined to a dependent clause with subordinate conjunctions
Let us look at an example:

In the current Test match against Australia, India is on top because of three reasons:

1. Shikhar Dhawan scored phenomenally
2. Australia batted poorly
3. Ashwin balled brilliantly

So, would we would put it all together as follows:

A) Because Shikhar Dhawan scored phenomenally, because Australia batted poorly and because Ashwin balled brilliantly, India is on top in the current cricket match.

Or as

B) Because Shikhar Dhawan scored phenomenally, Australia batted poorly and Ashwin balled brilliantly, India is on top in the current cricket match.

Clearly B would be preferred over A, since there is no need to mention because 3 times; it is implied in Australia batted poorly and Ashwin balled brilliantly. We cannot say that B is incorrect because Australia batted poorly and Ashwin balled brilliantly is an Independent clause.

Similarly in the sentence under consideration, as is implied in businesses are reluctant to create jobs, and consumers are avoiding nonessential purchases. So, these are not independent clauses.
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by aditya8062 » Sun Mar 17, 2013 6:33 am
Good day ashish
thanks for the example i got it cleared
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