BREAKING: Target Test Prep releases Brand New 2026 On Demand GMAT prep course

Redeem

Target Test Prep · GMAT

Choose how you want to prepare

Learn live with an expert or move at your own pace. Every option includes the complete TTP study system.

★★★★★5.0559 reviews
GMATLiveTeach 7 seats left
Chris Peckover
NEXT LIVE COHORT

Oct 13 to Jan 7, 2027

with Chris Peckover

Schedule
Tue, Thu · 8:00 to 10:00 PM ET
Included
40 live hours + 6 months of GMAT OnDemand
  • Live instruction and real-time questions
  • Class recordings and assigned practice
View class & enroll
Limited cohort · enrollment openTarget Test Prep
EALiveTeach 5 seats left
Logan Thompson
EXECUTIVE ASSESSMENT

Sep 6 to Dec 6, 2026

with Logan Thompson

Schedule
Sun · 9:30 AM to 12:30 PM ET
Included
Live EA class + 6 months of EA OnDemand
  • Expert-led weekly online sessions
  • EA Masterclass access between classes
View EA class & enroll
Limited cohort · enrollment openTarget Test Prep
GMATOnDemand Start anytime
SELF-PACED MASTERCLASS

Target Test Prep GMAT OnDemand

Complete access from day one. Study on your schedule.

130-point score guarantee
$0to start then $127/mo
  • Personalized study plan and analytics
  • Thousands of lessons and practice questions

Compare the format, schedule, and included access before enrolling. Prices and seat counts shown reflect the supplied offer details.

A higher interest rate is only one of the factors

Expert replies

by killerdrummer » Wed May 01, 2013 10:32 pm
THAT refers to noun that comes before it.

Is this correct?
Yes!
General Rule:

Verb after that must agree in number with the closest noun to "that" clause.

How the verb changes in following sentence:
Rate is THE ONLY ONE of the FACTORS that KEEPS.

I think that because of the definite article THE, verb should be singular.
No verb is Plural KEEP rather than KEEPS because the closest noun before that is "FACTORS".Hence verb must be plural too...


What you are referring to is true but only when it is without that clause.



Hope that helps!
--------------------------------
Don't forget to hit the "Thank" button,if you find above information helpful. :)
Join the discussion

by GMATGuruNY » Thu May 02, 2013 3:40 am
jack.daniel wrote:How the verb changes in following sentence:
Rate is THE ONLY ONE of the FACTORS that KEEPS.

I think that because of the definite article THE, verb should be singular.

Please comment.
Correct!
I discussed the distinction between only one of and THE only one of here:
https://www.beatthegmat.com/number-rule-t105096.html
THAT refers to noun that comes before it.

Is this correct?
In most cases, but not always.
When that does not serve to refer to the immediately preceding noun, the intended meaning -- in other words, CONTEXT -- will make the situation clear.
From the OG12:
Marconi conceived of the radio as a tool for private conversation that could substitute for the telephone.
Here, that refers not to conversation (the immediately preceding noun) but to tool:
Marconi conceived of the radio as a TOOL THAT COULD SUBSTITUTE FOR THE TELEPHONE.
The intended meaning of the sentence makes the situation clear.
Private tutor exclusively for the GMAT and GRE, with over 20 years of experience.
Followed here and elsewhere by over 1900 test-takers.
I have worked with students based in the US, Australia, Taiwan, China, Tajikistan, Kuwait, Saudi Arabia -- a long list of countries.
My students have been admitted to HBS, CBS, Tuck, Yale, Stern, Fuqua -- a long list of top programs.

As a tutor, I don't simply teach you how I would approach problems.
I unlock the best way for YOU to solve problems.

For more information, please email me (Mitch Hunt) at [email protected].
Student Review #1
Student Review #2
Student Review #3
Join the discussion