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A higher interest rate is only one of the factors

Expert replies

by killerdrummer » Wed May 01, 2013 10:32 pm
THAT refers to noun that comes before it.

Is this correct?
Yes!
General Rule:

Verb after that must agree in number with the closest noun to "that" clause.

How the verb changes in following sentence:
Rate is THE ONLY ONE of the FACTORS that KEEPS.

I think that because of the definite article THE, verb should be singular.
No verb is Plural KEEP rather than KEEPS because the closest noun before that is "FACTORS".Hence verb must be plural too...


What you are referring to is true but only when it is without that clause.



Hope that helps!
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by GMATGuruNY » Thu May 02, 2013 3:40 am
jack.daniel wrote:How the verb changes in following sentence:
Rate is THE ONLY ONE of the FACTORS that KEEPS.

I think that because of the definite article THE, verb should be singular.

Please comment.
Correct!
I discussed the distinction between only one of and THE only one of here:
https://www.beatthegmat.com/number-rule-t105096.html
THAT refers to noun that comes before it.

Is this correct?
In most cases, but not always.
When that does not serve to refer to the immediately preceding noun, the intended meaning -- in other words, CONTEXT -- will make the situation clear.
From the OG12:
Marconi conceived of the radio as a tool for private conversation that could substitute for the telephone.
Here, that refers not to conversation (the immediately preceding noun) but to tool:
Marconi conceived of the radio as a TOOL THAT COULD SUBSTITUTE FOR THE TELEPHONE.
The intended meaning of the sentence makes the situation clear.
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