Before 1988, insurance companies in California were free to

[prabsahi]

Before 1988, insurance companies in California were free to charge whatever rates the market would bear, needing no approval from regulators before raising rates.

(A) needing no approval from regulators before raising
(B) and it needed no approval by regulators before raising
(C) and needing no approval from regulators before they raised
(D) with approval not needed by regulators before they raised
(E) with no approval needed from regulators before the raising of


Hi Experts,

I am clear with the POE but I am not clear with the usage of "with" in option D and E

If I am right with acts as an adverbial modifier here and to me it wasnt a reason to eliminate the option D and E .

Cna somenone please explaian me ?