Ask Stacy Blackman

Hello Stacy,

i have scored a 700(50Q, 34V) on Gmat yesterday. i would be pleased if you can evaluate my profile and suggest. Here is a brief on my profile:

My work exp(full-time): 8 years by fall'07
my undergraduate GPA:3.0
Here i have a doubt as to whether the work exp in any job counts as work exp for the sake of MBA admissions. And out of the 8 years exp. i have worked full-time for 3 years in a non-executive post while doing my undergraduation through Distance mode. Obviously my GPA was down due to the same reason. Now, can i take the 3 years as work exp. even though i had not attained a degree by then? Does the level of post held affect the weightage given to work exp? thus after finishing my degree i continued in the same job(precisely commercial deptt. of Railways) for another 2.5 years until i have been selected as an officer in Accounts and Audit Department (Government again) in which i have been working since then.The scope of my work in the new job has increased my interest in Finance and an MBA from top 10 b-schools. i have completed my masters too(GPA- 2.8 ) while working full-time.
kindly advise me of the chances of getting into Michigan(Ann Arbor), Tepper and Wharton. Do these b-schools accept 3-year degree?Do i need to apply to any other as a safety school? Please help.