Joern and Bin went on a year-long round-the-world backpacking tour starting January \(1.\) Five days before the trip, each had opened a bank account. Then their insurance companies started to withdraw \(\$300\) from their accounts, respectively, on the first business day of each month. Assuming no other deposits or withdrawals, whose account had more money in it at the end of the year of travels?
1) On April \(15\) during the tour, Bin's account had twice as much money as Joern's account
2) On June \(15\) during the tour, Bin's account had four times as much money as Joern's account
OA D