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by btgyes » Thu Feb 10, 2011 9:53 pm
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by aspirant2011 » Thu Feb 10, 2011 10:46 pm
Is the answer B?
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by pesfunk » Sat Mar 26, 2011 12:47 am
Congratulations....the OA is indeed B :)

https://www.beatthegmat.com/subprime-len ... 54686.html
aspirant2011 wrote:Is the answer B?
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by GMATGuruNY » Sat Mar 26, 2011 3:28 am
The loan company announced it would soon lend money to borrowers with proven records of their not paying back their loans on time, collectively known as the subprime lending market.

A.of their not paying back their loans on time,
B.of not paying back their loans on time, a group
C.of not paying back their loans on time, with such a group
D.that they do not pay back their loans on time,
E.that they do not pay back their loans on time, such a group
In D and E, record that is not idiomatic. The correct idiom is record of. Eliminate D and E.

In A, it is unclear what is being modified by collectively known. Eliminate A.

In C, it is unclear what is being modified by with such a group. Eliminate C.

The correct answer is B.

In B, a group collectively known is in apposition to the the borrowers. Apposition is a structure in which two nouns are placed side by side; the purpose of the second noun is to define or modify the first. In the SC above, a group tells us more about the borrowers.
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by clock60 » Sat Mar 26, 2011 5:05 am
hi GmatGuryNY
i want to clarify for myself some aspects
you said that
" Apposition is a structure in which two nouns are placed side by side; the purpose of the second noun is to define or modify"
i readily agree with this statement , but here in answer two nouns are placed together- time, a group
and i got that appositive ,a group.... in no ways defines time but rather borrowers
why don`t they touch each other ( i think it is like noun modifiers)
does any specific rule exists? o
and the second the problem of meaning
how group can be market? group can be participant of the market,
thanks
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by GMATGuruNY » Sat Mar 26, 2011 6:12 am
clock60 wrote:hi GmatGuryNY
i want to clarify for myself some aspects
you said that
" Apposition is a structure in which two nouns are placed side by side; the purpose of the second noun is to define or modify"
i readily agree with this statement , but here in answer two nouns are placed together- time, a group
and i got that appositive ,a group.... in no ways defines time but rather borrowers
why don`t they touch each other ( i think it is like noun modifiers)
does any specific rule exists? o
and the second the problem of meaning
how group can be market? group can be participant of the market,
thanks
The phrase with a proven record...on time is an adjective modifying the noun borrowers.
Group is in apposition to borrowers; the borrowers are the group. This group of borrowers is known as the subprime lending market.
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My students have been admitted to HBS, CBS, Tuck, Yale, Stern, Fuqua -- a long list of top programs.

As a tutor, I don't simply teach you how I would approach problems.
I unlock the best way for YOU to solve problems.

For more information, please email me (Mitch Hunt) at [email protected].
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