## Many house builders offer rent-to-buy

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### Many house builders offer rent-to-buy

by richachampion » Fri Nov 20, 2015 1:29 am
Many house builders offer rent-to-buy programs that enable a family with insufficient savings for a conventional down payment to be able to move into new housing and to apply part of the rent to a purchase later.

(A) programs that enable a family with insufficient savings for a conventional down payment to be able to move into new housing and to apply
(B) programs that enable a family with insufficient savings for a conventional down payment to move into new housing and to apply
(C)programs; that enables a family with insufficient savings for a conventional down payment to move into new housing, to apply
(D) programs, which enables a family with insufficient savings for a conventional down payment to move into new housing, applying
(E) programs, which enable a family with insufficient savings for a conventional down payment to be able to move into new housing, applying

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by richachampion » Fri Nov 20, 2015 2:18 am
My Question to GmatGuruNY -

Sir,

I solved this question in 40 seconds.

There are many other reasons to eliminate answer choices, but I was brushing up my concepts. Would It be correct to eliminate Option D and E on the fact that which is a Non restrictive in Nature while that is restrictive and here we need restrictive that.

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by richachampion » Fri Nov 20, 2015 3:06 am
Dear GmatGuryNy,

In Option D - Official Guide Gives This Explanation -

applying following a non restrictive clause suggest incorrectly that the Builders. and not the families, are applying the rent.

This is option D -
(D) programs, which enables a family with insufficient savings for a conventional down payment to move into new housing, applying

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by GMATGuruNY » Fri Nov 20, 2015 2:27 pm
richachampion wrote:Many house builders offer rent-to-buy programs that enable a family with insufficient savings for a conventional down payment to be able to move into new housing and to apply part of the rent to a purchase later.

(A) programs that enable a family with insufficient savings for a conventional down payment to be able to move into new housing and to apply
(B) programs that enable a family with insufficient savings for a conventional down payment to move into new housing and to apply
(C)programs; that enables a family with insufficient savings for a conventional down payment to move into new housing, to apply
(D) programs, which enables a family with insufficient savings for a conventional down payment to move into new housing, applying
(E) programs, which enable a family with insufficient savings for a conventional down payment to be able to move into new housing, applying
In A and E, enable and able are redundant.
Eliminate A and E.

In C, that enables (that + SINGULAR VERB) lacks a singular antecedent.
Eliminate C.

In D, which enables (which + SINGULAR VERB) lacks a singular antecedent.
Eliminate D.

The correct answer is B.
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by GMATGuruNY » Fri Nov 20, 2015 2:54 pm
richachampion wrote:My Question to GmatGuruNY -

Sir,

I solved this question in 40 seconds.

There are many other reasons to eliminate answer choices, but I was brushing up my concepts. Would It be correct to eliminate Option D and E on the fact that which is a Non restrictive in Nature while that is restrictive and here we need restrictive that.
I would not use this line of reasoning to eliminate D and E.
The following sentence is correct:
Many house builders offer rent-to-buy programs, which enable a family with insufficient savings for a conventional down payment to move into new housing and to apply part of the rent to a purchase later.
Here, the implication is that ALL rent-to-buy programs enable a family with insufficient savings to move into new housing.
This meaning does not seem nonsensical.
In Option D - Official Guide Gives This Explanation -

applying following a non restrictive clause suggest incorrectly that the Builders. and not the families, are applying the rent.

This is option D -
(D) programs, which enables a family with insufficient savings for a conventional down payment to move into new housing, applying
The OE for D is referring to the error that results if the non-essential which-modifier is removed:
Many house builders offer rent-to-buy programs, applying part of the rent to a purchase later.
Here, applying seems to refer to house builders, implying that HOUSE BUILDERS are APPLYING part of the rent to a purchase later.
Not the intended meaning.
The intended meaning is that a FAMILY can apply part of the rent to a purchase later.
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My students have been admitted to HBS, CBS, Tuck, Yale, Stern, Fuqua -- a long list of top programs.

As a tutor, I don't simply teach you how I would approach problems.
I unlock the best way for YOU to solve problems.

For more information, please email me (Mitch Hunt) at [email protected].
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by richachampion » Sat Nov 21, 2015 11:37 am
GMATGuruNY wrote:
richachampion wrote:My Question to GmatGuruNY -

Sir,

I solved this question in 40 seconds.

There are many other reasons to eliminate answer choices, but I was brushing up my concepts. Would It be correct to eliminate Option D and E on the fact that which is a Non restrictive in Nature while that is restrictive and here we need restrictive that.
I would not use this line of reasoning to eliminate D and E.
The following sentence is correct:
Many house builders offer rent-to-buy programs, which enable a family with insufficient savings for a conventional down payment to move into new housing and to apply part of the rent to a purchase later.
Here, the implication is that ALL rent-to-buy programs enable a family with insufficient savings to move into new housing.
This meaning does not seem nonsensical.
In Option D - Official Guide Gives This Explanation -

applying following a non restrictive clause suggest incorrectly that the Builders. and not the families, are applying the rent.

This is option D -
(D) programs, which enables a family with insufficient savings for a conventional down payment to move into new housing, applying
The OE for D is referring to the error that results if the non-essential which-modifier is removed:
Many house builders offer rent-to-buy programs, applying part of the rent to a purchase later.
Here, applying seems to refer to house builders, implying that HOUSE BUILDERS are APPLYING part of the rent to a purchase later.
Not the intended meaning.
The intended meaning is that a FAMILY can apply part of the rent to a purchase later.

(D) programs, which enables a family with insufficient savings for a conventional down payment to move into new housing, applying
(E) programs, which enable a family with insufficient savings for a conventional down payment to be able to move into new housing, applying

Option D has this structure -

Independent Clause (SV Pair), Non Essential Modifiers, applying

I do not Understand your explanation in context of what Official Explanation Says -

In Option D - Official Guide Gives This Explanation -

applying following a non restrictive clause suggest incorrectly that the Builders. and not the families, are applying the rent.

______________________________________________________

I have one more understanding of the uses of Verb + Ing Modifier -

You can only use 'comma + __ing' if the __ing part is inseparable from whatever is described in the main clause.

e.g.,
Joseph was struck by a cab, dying instantly.
This sentence CORRECTLY uses 'comma __ing'.
Notice that, in this context, it's impossible to separate 'joseph was struck' and 'joseph died'-in other words, it's impossible to conceive of either of them independently of the other-because they are two aspects of exactly the same event.

*Joseph was struck by a cab, dying in the hospital an hour later.
This sentence is INCORRECT, because these are two separate events

This sort of modifier should actually satisfy TWO requirements:

1) It should apply most nearly to the subject of the preceding clause (as you've said); and, even more importantly,
2) It should have one of the following RELATIONSHIPS to that clause:
* Immediate consequence
* Simultaneous, but lower-priority, action

Source of the above Excerpt is Ron Purewals Solution.

So as soon as main clause is separated from Verb + Ing in our question by a Non essential Modifier the verbing doesnt make is this what OE says?

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