Articles by Money in the 20s

  • Bonuses for Using Credit Cards

    Bonuses for Using Credit Cards

    by on September 17th, 2014

    I was having a discussion with some colleagues, who also work in the personal finance industry, about the merits and non-merits of using credit cards. A couple of members in the discussion pointed out a few positive … Read More

  • What’s the Smarter Money Move?

    What’s the Smarter Money Move?

    by on September 15th, 2014

    Libby is a jack of all trades, master of … well, you know how the saying goes. Media consultant by day, mommy by night, you can usually find her with a glass of wine in hand, provided the kids are in bed! When you’re … Read More

  • Discover Fraud Protection … They’re Not Kidding!

    Discover Fraud Protection … They’re Not Kidding!

    by on September 14th, 2014

    Libby is a jack of all trades, master of … well, you know how the saying goes. Media consultant by day, mommy by night, you can usually find her with a glass of wine in hand, provided the kids are in bed! A few weeks … Read More

  • The Ice Bucket Challenge: A Lesson for Haters

    The Ice Bucket Challenge: A Lesson for Haters

    by on August 25th, 2014

    Libby is a jack of all trades, master of… well, you know how the saying goes. Media consultant by day, mommy by night, you can usually find her with a glass of wine in hand, provided the kids are in bed! I spent the … Read More

  • Short-Term Lenders: Help or Hindrance in the Economic Crisis?

    Short-Term Lenders: Help or Hindrance in the Economic Crisis?

    by on August 5th, 2014

    Arthur Gill is a keen traveller, writer and gardener. When he’s not tending to his geraniums, you can find Arthur tapping away at his laptop writing finance and consumer affairs blogs for some of the UK’s most … Read More

  • Payday Loans: Worse Than Overdrafts?

    Payday Loans: Worse Than Overdrafts?

    by on August 4th, 2014

    Author, Freda Hewitt is a serial mummy blogger. Her blog on living a frugal life receives thousands of views daily. Do you think that taking out a payday loan will cost more than taking out an overdraft? If so you’re … Read More

  • How to Set Your Budget on 3 Basic Time Horizons

    How to Set Your Budget on 3 Basic Time Horizons

    by on July 10th, 2014

    I read an article recently where someone described how they set their budget 3-years out into the future. I can’t remember exactly where it was, so I can’t link to it. What struck me about that, is there are a lot of … Read More

  • Money Talks: No Time Like the Present

    Money Talks: No Time Like the Present

    by on June 25th, 2014

    I came across a quote the other day that I really enjoyed. “The best time to plant an oak tree is 15 years ago. The second best time is today.” It struck me as such a good way to look at life. I know it’s … Read More

  • This Is Why You Plan for Retirement

    This Is Why You Plan for Retirement

    by on June 10th, 2014

    My grandmother is part of the greatest generation. She was born at the tail end of the roaring 20s, was entering kindergarten as the Great Depression struck, and came of age during World War II. Her husband attended … Read More

  • Planning on How to Fund Your Kids’ Education

    Planning on How to Fund Your Kids’ Education

    by on April 21st, 2014

    I’m going to just get this out of the way. Currently, I am not saving anything for my kid’s college education. I have two kids, 2 and 6. I’m not heartless and I do have a plan. Let me explain. In our current … Read More

  • Doing Retirement Calculations

    Doing Retirement Calculations

    by on April 4th, 2014

    I have mentioned a couple of times in recent posts that I would talk about how I calculate my retirement nest egg, well today is the day. It was probably about 5 years ago, that I wanted to seriously analyze my … Read More

  • Would You Cash in an Annuity?

    Would You Cash in an Annuity?

    by on March 18th, 2014

    Have you seen all of those commercials on day time TV about getting a lump sum from an annuity or structured settlement? Generally, you will receive more money overall if you take it over time. But there are emergency … Read More

  • My Paycheck is Changing

    My Paycheck is Changing

    by on January 8th, 2014

    For me, there is usually only two times per year that my paycheck will change, January and April. The January changes are the result of benefit changes for that year and the April changes are the result of any salary … Read More

  • How to Progress Your Finances

    How to Progress Your Finances

    by on December 21st, 2013

    One weekend recently, I needed to take my car in for some repairs. I have an older car, 12-years old with almost 150,000 miles on it. It didn’t need a tremendous amount of work done, a couple of new front tires, oil … Read More